Home InternationalState Bank of India beats profit view on healthy loan growth, shares rise

State Bank of India beats profit view on healthy loan growth, shares rise

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The logo of State bank of India is pictured in a stall at the Vibrant Gujarat Global Trade Show at Gandhinagar, India, January 11, 2024. REUTERS

Aug 7 (Reuters) – State Bank of India  posted a ​bigger-than-expected quarterly profit on Friday, ‌helped by healthy loan growth, pushing its shares up 3%.

The country’s largest lender ​by assets reported a net profit ​of 211.21 billion rupees ($2.22 billion) for ⁠the quarter ended June 30, ​up from 191.6 billion rupees a ​year earlier.

Analysts on average had expected a profit of 191.02 billion rupees, per data compiled ​by LSEG.

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Credit growth has been ​robust for the last few quarters in the ‌Asia’s ⁠third largest economy. Corporates have been borrowing heavily as they garner a larger share of business. Households, meanwhile, ​continue to ​drive ⁠demand for loans, including for consumption and gold-backed borrowing.

SBI’s ​net interest income, the difference ​between ⁠interest earned on loans and paid on deposits, grew near 15% to 469.92 ⁠billion ​rupees in the ​June quarter, according to a Reuters calculation.

Reporting by Nishit Navin in Bengaluru

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